Since budgeting allows you to create a spending plan for your money, it ensures that you will always have enough money for the things you need and the things that are important to you. Following a budget or spending plan will also keep you out of debt or help you work your way out of debt if you are currently in debt.

Download my FREE budgeting plan that helps you organize and track your income and expenses.

Having a budget keeps your spending in check and makes sure your savings are on track for the future.

Meet Ross Mac

Ross Mac is an Ivy League educated entertainer and entrepreneur from the South Side of Chicago. After graduating from the Wharton School of Business, Ross moved to New York to begin his career on Wall Street, where he worked for Morgan Stanley. After spending 3 years on a highly coveted Sales and Trading desk, Ross took a job at a prestigious Hedge Fund in his hometown, Chicago.

Moving back to Chicago helped Ross get back in touch with his community and led him down a path of service. In an attempt to change the narrative and mindset of inner-city youth, Ross began doing a digital Youtube series called Maconomics. Maconomics gave his audience a fundamental understanding of financial literacy from an urban perspective. The series performed so well organically, that Ross developed a partnership deal with Revolt TV.

Today, Maconomics is a perfect fusion between hip hop culture and Wall Street knowledge. Ross is dedicated to increasing access to financial education and literacy by merging education and entertainment. Ross has become a champion of financial literacy for his community by making sure everyone learns how to really "Get To Dat Bag."

Ross has worked with some of the world's most prestigious companies, such as Bank of America, Google, LinkedIn, Salesforce, SoFi, the NBA and many more.